I agree with both of you! You have to figure out what is THAT important to you ... I used to really like ordering pizza or going out for fast food - then I realized that not only was it WAAAY too expensive, it wasn't good for you AND it NEVER tasted as good as I thought it would. Now, if I crave a burger, we light up the grill and really have a good one! We make our own pizza and it tastes MUCH better than anything delivered. Anyway, that's just me, everyone is different. But, I think it's really important not to feel like you are being deprived, it's just like a diet, I guess, when you tell me I can't have chocolate, that's all I want. I am trying to raise my kids to understand that we don't need everything we want, that there is a difference. We try to make fun activities as inexpensive as possible, but still lots of fun. We go to free events, we have movie nights at home, etc. and yes, there is the occasional splurge, and the kids really seem to appreciate those, so hopefully we are doing well teaching them. Anyway, have fun with it, since there isn't much we (well, me anyway) about having to budget and be careful with my pennies!

Practice gratefulness instead of doubt.