It's funny you should mention this recipe. I was looking for recipes today and came across the version I use.
Here it is:
Starting from the bottom:
1 can refried beans
1 container guacamole dip
Mix together 1 container (16oz) sour cream with one envelope taco seasoning mix
12 oz of grated cheddar or grated pepper jack
1 can sliced black olives
1 small bunch of scallions
1 tomato diced
shredded lettuce
This recipe is so versatile you can make it any way you please.
Nancy